Credit Calculator - Best banker's tools for credit and loan calculations
AMOUNT BORROWED - Calculation of the borrowing capacity on a credit This financial tool allows you to calculate or simulate the maximum amout that can be borrowed on a specific credit, loan or debt. The credit calculation is based on your input: maturity of the credit, interest rates and monthly amount you expect to pay. Estimate today how much you could be able to borrow on your loan.
MONTHLY PAYMENT - Calculation of the monthly amount to be paid This financial tool allows you to calculate or simulate the monthly amount paid on a loan or a credit (monthly redemption).The credit calculation is based on your input : maturity of the credit, interest rates and amount borrowed. Estimate today how much you will pay per month on your loan.
INTEREST RATE - Calculation of the global interest rate or yield of a loan This financial tool allows you to calculate or simulate interest rate (or yield to maturity) on a loan or a credit. The credit calculation is based on your inputs : maturity of the credit, monthly amount paid and amount borrowed. Estimate today the real interest rate on your loan or credit.
TOTAL COST - Calculation the total cost of a classical loan, credit or debt This financial tool allows you to calculate or simulate the total cost of a classical loan, credit or debt. The result provided will separate the amount of capital and the sum of interest paid during the whole period of the debt.
MATURITY - Calculation of the lenth (maturity) of a credit This financial tool allows you to calculate or simulate the length (maturity) of a specific credit, loan or debt. The credit calculation is based on your input: amount of the credit, interest rates and monthly amount you expect to pay. Estimate today the maturity on a loan.
FLOATING RATE - Calculation of the total cost of loan, credit or debt based on variable rate This financial tool allows you to calculate or simulate the total cost of a floating rate loan, credit or debt. We also analyse the cost split between interest, insurance based on three hypothesis: minimum, maximum and current market level of the index reflecting interest rates.
EARLY REDEMPTION - Analysis of the financial impact on cost and maturity of a loan early redemption This financial tool allows you to simulate and measure the impact of an early redemption of a loan, debt or credit taking into account possible fees. The cost reduction is estimated (and its split between interest and insurance costs).For a partial redemption an estimation of the impact on the maturity or monthly amount paid is also given.
CHANGE MONTHLY PAYMENTS - Analysis of the financial impact on maturity and total cost of a loan Credit and debt financial calculation tool - change of monthly payment amount and impact on maturity and total cost of the credit, debt or loan. If you decide to change (increase or decrease) your monthly payment amount of your loan, what will be the financial impact on the maturity and cost of your credit?